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Kaiser Permanente offers individual / family and group health plans. Often, self-employed individuals and husband-wife businesses qualify for group coverage.
Kaiser health plans for individuals include: $25 Copayment Plan, $50 Copayment Plan, $500 Deductible Plan, $1500 Deductible Plan, $0-$1500 Deductible Plan with HSA, $0-$2700 Deductible Plan with HSA, and the $30-$2700 Deductible Plan with HSA. Medical underwriting is required for Kaiser Permanente plans for individuals and families. The $25 Copayment Plan and the $9-$1500 Deductible Plan with HSA are our most popular health plans for individuals and families.
Kaiser health insurance plans for small businesses include Copayment plans, Deductible plans, and Health Savings Account plans. As long as a business qualifies for group coverage, no medical underwriting is required. Husband and wife businesses often qualify as long as both spouses can be shown to be connected to the group. The $30 Copayment Plan, the $20 Copayment Plan, and the $0-$1500 Deductible Plan with HSA are our most popular health plans for individuals and families.
KaiserQuotes.com offers Kaiser Permanente online quotes and Kaiser Application assistance for individual, family, and group business plans. Our streamlined three step process involves getting quotes, viewing plan benefits, and completing enrollment forms. Kaiser insurance applications may be printed, filled out online, or completed over the phone. Call 866-347-0110 for live support.
Geography:
California, most areas in Northern and Southern California, including but not limited to San Diego, Los Angeles, San Francisco, and the Sacramento Areas; Georgia, including the Atlanta Area.
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Posted by John291 on 8/25/2008
I used KaiserQuotes.com to get California group health insurance quotes for my business. I found that the staff was kind and friendly. I love that you can get a person to talk to really easily. Just call 1-877-752-4737 and select "0" to go straight to a person. The staff there knows the Kaiser insurance plans really well and can help you pick the one that's right for your business. The Kaiser health insurance specialists are on your side. They're not looking to sell you the most expensive plan, but really want you to find the right balance of cost and coverage that is right for your business. They will give you their direct extension and direct email address, which is really nice. I like that I can call and get the same person. I worked with Esmeralda and was very happy with the service I received. She knows my business. She knows what I'm looking for in a group health plan. There was no pressure, just helpful advice and support as I was going through the enrollment process. I ended up choosing the $0/$1500 Deductible Plan with HSA for my employees. I'm very happy with this plan. Once you reach the $1500 deductible you have 100% coverage. My wife is pregnant right now, so I wanted a plan that would be good for maternity as well. All of our prenatal care is free! We have had to pay some out-of-pocket expenses for lab work, but it hasn't been too bad. On the negative side, I just found out that our premiums are going to be going up quite a bit on our open enrollment renewal in October. That's a bummer! Apparently, the medical insurance plan we chose was very popular amongst high risk members, so they had to up the cost 17%. On top of that, one of my employees has a spouse who has high usage, so that too has made our premiums increase. However, I still totally think the plan is worth it. Another thing KaiserQuotes.com will tell you about this plan is that you can open up HSA's for your employees if you like. Currently, our business is not financially stable enough for me to be putting money into health savings accounts for my employees, but I really want to do this in the future. It's a great way to reward your employees and increase employee retention. In my business, we have to spend a lot of time training our employees. Losing an employee can be very costly. So, my plan is to open HSA's for my employees and put some money in them. If I'm really doing well, I'd love to give them the full $1500 each year. If I do that, I've basically bought my employees 100% coverage. Then when they need to go to the doctor, they will, and I expect that will keep them healthier. Whether you're looking for group health insurance or individual coverage, I think you'll be really happy with the support and the quality of Kaiser Permanente health care coverage you'll receive from KaiserQuotes.com.
Posted by danskiv1 on 9/18/2007
This was so easy, im not a computer geek or anything so i was amazes that in 3 easy steps i had a health plan for my family. I did call the ofice with a question and i have not heard a more friendly voice ever. This is one place that dosent send there phone's to another country, thank God for that.
